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Call Today to Lock-in Your Low Rate!
Today's Rates 30-Year
Fixed 4.125% (4.323% APR)
15-Year
Fixed 3.75% (3.947% APR)
5-Year
Adjustable Rate Mortgage 2.99%Future Adjustments (3.162% APR)
Get More Mortgage Rate Information Here!
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See our assumptions

* Mortgage rates could change daily.
* Actual payments will vary based on your individual situation and current rates.
* Some products may not be available in all states.
* Some jumbo products may not be available to first time home buyers.
* Lending services may not be available in all areas.
* Some restrictions may apply.
* Based on the purchase/refinance of a primary residence.
* We assumed (unless otherwise noted) that: closing costs are paid out of pocket; this is your primary residence and is a single family home; debt-to-income ratio is less than 30%; and credit score is over 720, or in the case of certain Jumbo products we assume a credit score over 740.
* The lock period for your rate is 30 days.
* The loan to value (LTV) rate is 70%. If LTV > 80%, PMI will be added to your monthly mortgage payment, with the exception of Military/VA loans. Military/VA loans do not require PMI.
* Please remember that we don't have all your information. Therefore, the rate and payment results you see from this calculator may not reflect your actual situation. Quicken Loans offers a wide variety of loan options. You may still qualify for a loan even if your situation doesn't match our assumptions. To get more accurate and personalized results, please call (800) 710-1755 to talk to one of our mortgage bankers.

*

30-Year Fixed-Rate Mortgage: The payment on a $200,000 30-year Fixed-Rate Loan at 4.125% and 70% loan-to-value (LTV) is $969.30 with 1.75 points due at closing. The Annual Percentage Rate (APR) is 4.323%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
*

15-Year Fixed-Rate Mortgage: The payment on a $200,000 15-year Fixed-Rate Loan at 3.75% and 70% loan-to-value (LTV) is $1454.45 with 0.75 points due at closing. The Annual Percentage Rate (APR) is 3.947%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
*

Adjustable-Rate Mortgage: The payment on a 30-year $200,000 5-year Adjustable-Rate Loan at 2.99% and 70% loan-to-value (LTV) is $842.13 with 1.5 points due at closing. After 5 years, the principal and interest is $843.06. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. The Annual Percentage Rate (APR) is 3.162%. Rate is variable.

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Adjustable Rate Mortgage Future Adjustments

With an adjustable-rate mortgage (ARM), your loan will have a fixed-rate period. After the fixed-rate period, your interest rate will adjust up or down according to market rates at the time of reset.
ADJUSTABLE RATE MORTGAGE (ARM) INFO
ADJUSTABLE RATE MORTGAGE (ARM) INFO
Lifetime rate cap 5.0%
Yearly adjustment cap 2.0%
First year rate cap 2.0%
ARM index 0.794%
ARM margin 2.25%
Potential interest rate after 5 years Est. 3.125%
Potential monthly payment after 5 years Est. $844

Adjustable-Rate Mortgage: The payment on a 30-year $200,000 5-year Adjustable-Rate Loan at 2.99% and 70% loan-to-value (LTV) is $842.13 with 1.5 points due at closing. After 5 years, the principal and interest is $843.06. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. The Annual Percentage Rate (APR) is 3.162%. Rate is variable.
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