Monday, September 27, 2010

Fast CASH in 3 Easy Steps

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What is a cash advance?

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Please Borrow Responsibly - Short-term cash loans are not intended for long-term financial needs.

This website's loan matching service matches consumers with prospective lenders participating in this website's direct network of loan lenders ("participating lenders") for short-term loans up to $1,500 (Dependent on State Regulations). Not all lenders can provide up to $1500. The operator of this website is not a lender, does not broker loans to lenders and does not make cash advances or credit decisions. This Website does not constitute an offer or solicitation to lend. This site will submit the information you provide to a lender in its network. Providing your information on this Website does not guarantee that you will be approved for a cash advance or loan.

The operator of this Website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Cash transfer times may vary between lenders and may depend on your individual financial institution. In some circumstances faxing may be required. This service is not available in all states, and the states serviced by this Website may change from time to time and without notice. For details, questions or concerns regarding your cash advance, please contact your lender directly. Cash advances are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long term solution. Typically lenders will not perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union. Credit checks or consumer reports through alternative providers may be obtained by some lenders.

This service does not constitute an offer or solicitation for payday loans in Arizona, Arkansas, Georgia, Massachusetts, New York, Pennsylvania, or West Virginia, Virginia or Ohio. This service and offer are void where prohibited.

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Adjustable-Rate Mortgage: The payment on a 30-year $200,000 5-year Adjustable-Rate Loan at 2.99% and 70% loan-to-value (LTV) is $842.13 with 1.5 points due at closing. After 5 years, the principal and interest is $843.06. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. The Annual Percentage Rate (APR) is 3.162%. Rate is variable.

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Adjustable Rate Mortgage Future Adjustments

With an adjustable-rate mortgage (ARM), your loan will have a fixed-rate period. After the fixed-rate period, your interest rate will adjust up or down according to market rates at the time of reset.
ADJUSTABLE RATE MORTGAGE (ARM) INFO
ADJUSTABLE RATE MORTGAGE (ARM) INFO
Lifetime rate cap 5.0%
Yearly adjustment cap 2.0%
First year rate cap 2.0%
ARM index 0.794%
ARM margin 2.25%
Potential interest rate after 5 years Est. 3.125%
Potential monthly payment after 5 years Est. $844

Adjustable-Rate Mortgage: The payment on a 30-year $200,000 5-year Adjustable-Rate Loan at 2.99% and 70% loan-to-value (LTV) is $842.13 with 1.5 points due at closing. After 5 years, the principal and interest is $843.06. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. The Annual Percentage Rate (APR) is 3.162%. Rate is variable.
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